BimaTap Motor Comprehensive
Get a one month comprehensive cover for your private vehicle chap chap via USSD by dialing *487#
How to Buy Bima Tap Cover from Directline Assurance
On your safaricom mobile line;
Dial *487# and Enter 4 for Insurance
Enter 2 for Bimatap Comprehensive and enter your vehicle registration details
Enter your best email address and once prompted, pay the required premium based on vehcile value.
Receive your insurance on email instantly.
Collect a windscreen sticker at your nearest Total Petrol Station.
What is BimaTap Comprehensive?
This is a one month cover that provides comprehensive cover to the insured in regards to any own damage and third party liabilities that the insured will be liable. It offers compensation on liabilities arising from third party and also accidental damage or loss of motor vehicle including standard accessories and spare parts.
Scope Of Cover
The cover provides indemnity against:
- Accidental loss or damage to the motor vehicle insured including the normal accessories and/or spare parts in it.
- Death, bodily injury or loss or damage to property of third parties arising out of the use of the insured motor vehicle.
- Death or bodily injury to any person riding in the vehicle excluding members of the insured’s household.
- Indemnity to legal representatives following the death of any person covered under this policy provided such legal representatives comply with the Terms & Conditions of the policy.
Underwriting Considerations
- The Age of the motor vehicle: The Age limit is 15 years
- The sum insured of the vehicle: The minimum sum insured is KES. 750,000.
Limits of Liability
In the event of an accident involving indemnity under this policy, the under noted limits shall apply:
- Third Party Property Damage: KES. 5,000,000
- Third Party Bodily Injury/Death: KES. 3,000,000 per person
KES. 20,000,000 per event - Repair authority: KES. 30,000
- Windscreen: Up to KES. 30,000
- Car Radio / Stereo: Up to KES. 30,000
- Towing charges: Up to KES. 30,000
Applicable Excesses
The insured in respect of each and every event shall be responsible for the first amount payable directly to the company as follows:
- Accidental damage: 2.5% of sum insured minimum KES. 15,000
- Partial Theft: 2.5% of sum insured minimum KES. 20,000
- Theft with anti-theft device: 10% sum insured minimum KES. 20,000
- Theft without anti-theft device: 20% of sum insured minimum KES. 20,000
- Theft with tracking device: 5% of sum insured minimum KES. 20,000
- Third Party Injury/Death Claims: KES. 10,000
- Third Party Property Damage Claims: KES 10,000
- Young Drivers: Additional KES. 10,000 Each and every claim
- Novice Drivers: Additional KES. 10,000 Each and every claim
Premium Rating
0.5% of Sum Insured
For assistance, contact our Customer Care team on 0711-030155 and/or 0711-030800 or email us at bimatap(at)directline.co.ke.